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This criteria used by insurance companies of charging low premiums on teenagers who have good grades is dismissive and misleading.
They also have poor cognitive ability that impairs them from rightfully recognizing dangerous situations.
Furthermore, teenagers exhibit behaviors that demonstrate carelessness and low precaution.
This paper presents both sides of the arguments regarding teenage driving.
Argument against Teenage Driving Teenage driving is not good and there is need to develop legislations that prohibit teenagers from moving cars on the American roads.
To begin with, insurance companies consider it as a risky undertakes to provide cover for cars driven by the teenagers (Schultz, 2010).
This kind of fear emanates from the doubts the insurance companies tend to have over the teenager bearing their judgmental abilities.However, insurance charges for cars driven by teenagers tend to vary with school grades of the particular teenagers.Insurance premiums charged on bright students who obtained good grades in schools are likely to be lower than their counterparts who obtained low grades.Road carnage statistics gathered in 2010 indicates that 2700 teens between 16 and 19 years died in road accidents where drivers were teenagers.Besides the deaths, about 282000 of teenagers suffered serious injuries from car crashes that necessitated their admission in emergency departments.The fact that teenagers are young members of society and who have little life experience is enough to disqualify them as drivers.Compared to the older drivers, teenage drivers are likely to underestimate dangerous situations on the roads.This kind of treatment of teenagers wanting to drive is discriminatory and constitutionally unexpected.It would be better to prohibit teenage driving instead of exercising discriminatory favors extended in lines of academic performance.Insurance companies assume teenagers to have poor judgmental power and can make wrong decision to cause avoidable accidents (Schultz, 2010).This fear makes insurance companies charge high premiums on car driven by teenagers, and this becomes expensive and unaffordable to some families.